{
  "planYear": {
    "year": 2026,
    "selfOnly": 4400,
    "family": 8750,
    "catchUp": 1000,
    "minDeductibleSelf": 1700,
    "minDeductibleFamily": 3400,
    "maxOopSelf": 8500,
    "maxOopFamily": 17000
  },
  "eligible": true,
  "limit": {
    "eligibleMonths": 6,
    "prorated": 3787.5,
    "fullYear": 9750,
    "limit": 9750,
    "base": 8750,
    "catchUp": 1000,
    "catchUpEligible": true,
    "usedLastMonthRule": true,
    "lastMonthAvailable": true,
    "testingPeriodEnds": "2027-12-31",
    "decemberTier": "family"
  },
  "prorated": 3787.5,
  "contributed": 6200,
  "excess": {
    "excess": 0,
    "exciseTax": 0,
    "overLimit": false
  },
  "testingPeriod": {
    "applicable": true,
    "failed": false,
    "endsOn": "2027-12-31"
  },
  "hdhp": {
    "qualifies": true,
    "failures": []
  },
  "disqualifyingCoverage": []
}